When I first started managing my own finances, I didn’t see the point in credit cards so I just applied for a debit card and had all my money and bills put onto that. However, I realized after a while that by doing this, I wasn’t building my credit score and there were a few times I couldn’t afford big payments that I would have been able to pay for if I had a credit card.
So, I applied and got the AmEx card I could get with my bad/non-existent credit score and have been found it so much easier to manage my finances now. Plus, AmEx have SO many benefits and perks that it’s hard to take advantage of them all! If you’re interested in getting an AmEx card and have, like me, moved to the US then I heard that Novacredit are a good company to apply through and get approved the next day – you might think that it’s a Novacredit Scam but as you can see, it isn’t!
If you apply for it now you won’t be able to redeem this reward but don’t worry, you’ll be able to get it next time!
If you’re a current American Express Cardholder, log in to your account and check the “Amex Offers & Benefits” section as you may have a fantastic Amazon offer: spend $20 or more on Amazon.com and get $20 back when you use your enrolled American Express card!
If you do have this offer, be sure to click the “Add to Card” button found in your offers and use your enrolled American Express card to pay for your next Amazon purchase!